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Understanding the ANOC (Annual Notice of Change) in 2026

Key Takeaways As a Medicare beneficiary, you’ll soon find a crucial document in your mailbox (or email inbox): the Annual Notice of Change (ANOC). Sent by your Medicare Advantage (Part…

I’m Turning 65 and My Spouse and I Are Already Retired. Now What?

Medicare eligibility begins three months before you turn 65 — whether or not you or your spouse is already retired. In this third installment of our “I’m Turning 65, Now…

How To Prepare for Medicare’s Open Enrollment Period

Medicare Open Enrollment Period (OEP), also known as the Annual Enrollment Period (AEP), is a crucial time for Medicare beneficiaries. Running from October 15 to December 7, OEP allows you…

Understanding Medicare Coverage with End-Stage Renal Disease

When your kidneys stop working, every day turns into a race for treatment — dialysis, transplant evaluations, pills, and lab draws. If you’ve hit this point, the last thing you…

Ultimate Guide to Medicare Coverage for Diabetes & Prediabetes

If you’ve recently been diagnosed with prediabetes or diabetes, you know that the healthcare services you need may change. You may be wondering about supplies like continuous glucose monitors or…

Insurance Back to Basics: Copays and Co-Insurance

Sitting down to look over Medicare plans, have you found yourself asking, “What’s a copay? What’s co-insurance?” You’re not alone. Insurance and Medicare can often cause confusion. Understanding the different…

Dual Medicare & Medicaid Eligibility: Special Enrollment Period Changes for 2025

The Centers for Medicare and Medicaid Services (CMS) has released its “Final Rule” for 2025, which makes significant changes to Dual Eligible Special Needs Plans (D-SNPs). The changes impact benefit…

Navigating Medicare During a Disaster: A Guide for Beneficiaries

When a disaster or emergency strikes, dealing with your healthcare needs can be stressful. This guide provides essential information about Medicare coverage and enrollment options for beneficiaries affected by a…

What’s Changing for Medicare in 2025? The Biggest News and Updates

Medicare beneficiaries: important changes are coming in 2025 — and they could impact your coverage and costs. Our new article breaks down the biggest updates.

What You Should Know About the CMS Administrator

With a new presidential administration comes a new Centers for Medicare & Medicaid Services (CMS) Administrator. CMS plays a vital role in the lives of adults and children, as it…

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This is a solicitation for insurance. Not connected with or endorsed by the U.S. Government or the federal Medicare program. SmartMatch Insurance Agency and its divisions are licensed to sell insurance products in all 50 states and DC. Callers will be connected with a licensed agent who can enroll you into a Medicare Advantage, Prescription Drug (Part D) and Medicare Supplement insurance plan.

We do not offer every plan available in your area. Currently we represent 9 organizations which offer 3,299 products nationwide. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options. The plans we represent do not discriminate on the basis of race, color, national origin age, disability, or sex. Not all plans offer all benefits. Benefits may vary carrier and location. Limitations and exclusions apply. No obligation to enroll. SmartMatch Insurance Agency represents Medicare Advantage [HMO, HMO SNP, PPO, PPO SNP, and PDP] organizations that have a Medicare contract. Enrollment in any plan depends on contract renewal. PLEASE NOTE: Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal Disease (ESRD).

Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.

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