Posts by Pete Scantlebury
Understanding New Medicare Part D Changes
Key Takeaways Beginning in 2024, new Medicare Part D changes went into effect. The 5% coinsurance requirement for Part D beneficiaries in catastrophic coverage was removed; this essentially caps out-of-pocket spending at around $3,300 for 2024. In 2025, a new $2,000 out-of-pocket spending limit begins for Part D beneficiaries These changes may result in an…
Read MoreLost Connection? How to Enable Wi-Fi Calling
Losing cell service can be frustrating, especially when we rely on our smartphones to stay connected. Often, losing cell service is not even due to your own fault, as there are sometimes nationwide outages based on providers. But fear not, there’s a solution that can keep you connected even without cell service. In this article,…
Read MoreWhat Is The Senior Fitness Test?
If you’ve ever wondered if difficulty rising from a couch or shortness of breath after a walk to the mailbox means you lack fitness, there’s a simple test – the Senior Fitness Test – that can tell you. Many older adults are deficient in an important aspect of wellness experts call “power,” referring to the…
Read MoreHow To Build The Best Home Gym For Seniors
If it’s true that investing in one’s health is money spent wisely, then a well-equipped home gym for seniors must be a smart investment and a great value. Regular exercise – at least 30 minutes a day, five days a week – confers multiple physical and mental benefits on older adults, including brain, cardio-pulmonary, and…
Read MoreFitness Benefits & Medicare: What to Know About Medicare Gym Memberships
Staying physically active is essential to maintaining our health and overall well-being as we age. Medicare, the federal health insurance program primarily designed for individuals age 65 and older, recognizes the importance of regular exercise in maintaining a healthy lifestyle. In this article, we explore information about Medicare gym memberships, providing insights into popular fitness…
Read MoreHow Many Medicare Advantage Plans Are There?
Over recent years, Medicare Advantage (Part C) plans are becoming an increasingly popular option for Medicare beneficiaries. According to the Kaiser Family Foundation, 48% of eligible Medicare beneficiaries were enrolled in these plans as of 2022. That popularity has resulted in continued increases in the number of Medicare Advantage plans available to Medicare beneficiaries —…
Read MoreWho Qualifies for Medicare Advantage Plans?
If you’ve been browsing through Medicare plans, you’ve probably heard about Medicare Advantage plans. You might be wondering who qualifies for Medicare Advantage plans and whether these increasingly popular plans would suit your health care needs. In this guide, we’ll help you understand if you’re eligible for a Medicare Advantage plan. We’ll also give you…
Read MoreMedicare Open Enrollment Period Basics
There are various Medicare enrollment periods throughout the year each with its own purpose and benefits. The Medicare Open Enrollment Period (OEP), which lasts from Oct. 15 through Dec. 7 each year, is the most widely used enrollment period to enroll in, make changes to, or dis-enroll from Medicare Advantage (Medicare Part C) and Prescription…
Read MoreUnderstanding Medicare Income Limits and Cost-Saving Programs
Medicare is a vital healthcare program that provides coverage for millions of individuals in the United States. However, the costs associated with Medicare can vary based on your income level. In this article, we will explain the Medicare income limits and how they impact the premiums for Medicare Part B and Part D. Additionally, we…
Read MoreFive Things To Know About Medicare Advantage Networks
Networks are often a confusing topic for beneficiaries of any type of insurance. When it comes to Medicare, one of the more popular options is Medicare Advantage (Part C). Unlike Original Medicare (Parts A & B), the private insurers that offer Medicare Advantage plans contract with health provider networks. This can result in cost savings…
Read MoreWhen Should I Change My Medicare Plan?
Changing your health insurance coverage, particularly with Medicare, can seem overwhelming due to the variety of plan types available. These range from Original Medicare to Medicare Advantage and Medicare Supplement, each with distinct costs, benefits, and coverage levels. However, if you’re thinking of switching your Medicare plan, there are several key factors to consider before…
Read MoreHow To Prepare for Medicare’s Open Enrollment
Medicare’s Open Enrollment Period runs from Oct. 15 through Dec. 7, giving Medicare-eligible beneficiaries the ability to make changes to, or enroll in, a Medicare Advantage plan or a stand-alone prescription drug plan (Medicare Part D). While Dec. 7 is the end of this period — also called the Annual Enrollment Period or Annual Enrollment…
Read MoreWhat Changes Can I Make to My Medicare Advantage Plan During Open Enrollment?
Medicare’s Open Enrollment Period gives anyone currently enrolled in a Medicare Advantage Plan — or those considering one — an opportunity to evaluate their current coverage, change their current coverage, or enroll in a Medicare Advantage plan. While this valuable time period allows individuals enrolled in Medicare Part D (Prescription Drug Coverage) to update their…
Read MoreDo I Need a Medicare Prescription Drug Plan?
Medicare Part D — also known as Medicare drug coverage or Medicare prescription drug plans — helps cover the cost of prescription drugs. Part D plans are provided through private insurance companies, but are government-regulated and work with existing Medicare coverage. One of the benefits of enrolling in Part D coverage is these plans may…
Read MoreWhat Changes Can I Make to My Prescription Drug (Part D) Plan During Open Enrollment?
Medicare’s Open Enrollment Period — also called the Annual Enrollment or the Annual Election Period — runs each year from October 15 to December 7. During this time period, beneficiaries enrolled in a Medicare Advantage or Medicare Part D plan can evaluate, compare and switch their plans, if desired. With a variety of options available,…
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