Tenant not found or 't' parameter missing.
Tenant not found or 't' parameter missing. | TTY: 711
Mon - Fri, 7:30 a.m. - 5 p.m. CT
Mon - Fri, 7:30 a.m. - 5 p.m. CT
Retiring Soon? Here's How to Prepare for Medicare
To get started, here are some important tips to know before you retire:
When To Enroll
- Start planning 6-12 months before you retire to avoid any gaps in coverage.
- Retiring at 65? Your enrollment period begins 3 months before your birthday month.
- Working past 65? You get an 8-month Special Enrollment Period after you stop working to enroll without penalty.
Coordination with
Your Employer
- Talk to your employer: Confirm when your current coverage ends and get proof of creditable coverage.
- Manage your HSA: Stop contributing to your Health Savings Account (HSA) at least six months before applying for Medicare to avoid tax penalties.
- Budget for your costs: Plan for out-of-pocket costs like deductibles and be aware that your Part B premium may be higher based on your income (IRMAA).
Your Coverage Options
- Option 1: Original Medicare (Parts A & B). This is your foundation, which you can supplement with a Part D prescription plan or a Medigap plan for out-of-pocket costs.
- Option 2: Medicare Advantage. An all-in-one private plan that includes Part A, Part B, and often prescription drugs and other
Ready to simplify your Medicare choices?
Contact a SmartConnect licensed insurance agent for a free, no-obligation consultation.
Tenant not found or 't' parameter missing. | TTY: 711
Mon - Fri, 7:30 a.m. - 5 p.m. CT
Mon - Fri, 7:30 a.m. - 5 p.m. CT
SmartMatch Insurance Agency, LLC
smartmatch.com/connect/
Tenant not found or 't' parameter missing.
