What is Medicare Supplement Insurance?

What is Medicare Supplement?

Original Medicare doesn’t cover all of the health care services that you may need. In order to stay healthy and avoid unexpected out-of-pocket costs, you may want to consider Medicare Supplement Insurance. Read on to learn more about Medicare Supplement Insurance, including how it works, what it covers, and the recommended time to enroll. What…

Read More

A simplified guide to Medicare Advantage plans and enrollment

Figuring out Medicare Advantage

If you’ve been shopping for Medicare plans, you’ve probably heard about Medicare Advantage plans. You might have questions about what these plans are and how they’re different from other Medicare plans. This guide will help you understand what Medicare Advantage plans offer and how you can enroll. We’ll also answer questions about how to manage…

Read More

When can you get Medicare?

When can you get Medicare?

As you enter your mid-sixties, you’ll notice a change. Mail will start to arrive, emails will hit your inbox, and your internet ads will start to be about the same topic: Medicare. While you’re likely familiar with the generalities of Medicare, you probably don’t know the deep details (and no one will blame you for…

Read More

Does Medicare cover prescriptions?

Does Medicare cover prescriptions?

Prescription drugs are an integral part of health care. If you don’t have insurance coverage for them, they can also end up being the most expensive. If you’re on Medicare, you might be wondering how your prescriptions are covered by the plan. This guide will walk you through which prescriptions are covered by which parts…

Read More

Is Medicare mandatory?

Is Medicare mandatory?

If you’re in your early 60s, you’re probably starting to hear a lot about signing up for Medicare. You might be wondering if Medicare is required, and you might have questions about your options. This guide will help you understand if Medicare is required for you. We’ll cover situations where it is strictly required and…

Read More

Does Medicare cover dental?

Medicare Dental

Medicare insurance plans can be confusing, especially if you’re trying to figure out what’s covered. Unfortunately, Original Medicare does not include dental coverage. However, there are some auxiliary Medicare coverage options for dental. Knowing the options available in your area will help you make informed decisions about your health care and budget. Original Medicare Original…

Read More

Understanding the ANOC (Annual Notice of Change)

ANOC

Each year in September, anyone enrolled in a Medicare Advantage (Part C) or Prescription Drug (Part D) plan receives an Annual Notice of Change (ANOC). While you may be tempted to toss it with your other junk mail, this is an important piece of information you should review. The ANOC is sent by your insurance…

Read More

How to avoid the Part D penalty

Part D

Late penalties apply to two Medicare programs: Medicare Part B and Medicare Part D. Sometimes, enrolling late in either of these Parts can lead to penalties — some are even permanent. When it comes to Part D, there is a monthly penalty that can last the entire time you are enrolled in Medicare! Fortunately, there…

Read More

Open Enrollment vs. Guaranteed Issue

Do I have Guaranteed Issue?

Whether you’ve already decided on a Medicare Supplement Insurance policy or you’re still weighing your options, you need to know when is the right time to purchase your plan. There are a few key things you need to know before it’s time to enroll in Medicare Supplement Insurance. Medicare Supplement Open Enrollment Every Medicare recipient…

Read More

Annual Enrollment Period Basics

Annual Enrollment Period research

There are various Medicare enrollment periods throughout the year. Let’s go over the basics of the Annual Enrollment Period (AEP), the changes you can make during this time, and where to get help if you have questions. What is Medicare AEP? AEP is the Medicare Advantage and Prescription Drug Plan Annual Enrollment Period is also…

Read More